Q1 2026 wallet benchmark numbers for JSHO bingo winnings. Dataset: 11,240 player-initiated cash-outs between 2 January and 26 January, routed through GCash, PayMaya, Maya Bank, BDO InstaPay, BPI InstaPay, Coins.ph, GrabPay and Dragonpay. All measurements are "player-initiates" to "wallet-credits" using partner-webhook timestamps.
Median minutes by rail
- Maya Bank: 8 minutes. Fastest rail this quarter. 1,820 cash-outs.
- GCash: 9 minutes. Most-used rail. 6,410 cash-outs.
- PayMaya: 11 minutes. 1,240 cash-outs.
- Coins.ph: 12 minutes. 260 cash-outs.
- GrabPay: 14 minutes. 340 cash-outs.
- BDO InstaPay: 18 minutes. 720 cash-outs.
- BPI InstaPay: 19 minutes. 310 cash-outs.
- Dragonpay: 20 minutes. 140 cash-outs (fallback rail above ₱50,000).
Bingo-specific context
These numbers are bingo-hall-adjacent. Most cash-outs happened between 15 and 60 minutes after a winning Bingo Plus Hall or Jili Bingo room closure. Smaller wins from the 14:00 afternoon block cleared faster than large jackpot wins from the 20:00 Mega Hall — the KYC pipeline adds 2–4 minutes on wins above ₱50,000 regardless of rail.
What slowed the long tail
98% of cash-outs cleared within one hour. The 2% tail (225 withdrawals) broke down: 140 hit the standard ≥₱50,000 KYC review window (1–3 hours), 50 were BDO overnight batches on weekend nights, and the remaining 35 tickets had individual incident notes attached (mostly player-side GCash wallet name mismatches).
Comparison with slot cash-outs
Slot cash-outs (Super Ace, Mahjong Ways 2, Crazy Time, Sugar Rush) run marginally slower than bingo: GCash median 11 minutes versus 9 for bingo. The difference is the KYC trigger — slot max-win scenarios hit the ₱50,000 threshold more often than bingo jackpot wins, which pulls the slot median up.